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Pre-Settlement Funding in California

The 2017 Statewide Integrated Traffic Records System (SWITRS) annual report indicates that about 277,160 people were injured in traffic crashes in California.

What a plaintiff in a personal injury lawsuit often finds is that their case will drag out over months or even years and they may find themselves in financial distress because they are unable to work or pay medical bills or even cover basic living expenses.

Thankfully, in California you can get the legal funding you need by contacting HMR to discuss how our pre-settlement funding program can help you pay for living expenses and other needs while your attorney is working to get you the justice you deserve.

With our risk-free settlement loans, you can get the legal funding you need without applying for a lawsuit loan in California.

  • Eligibility for legal funding is based on the strength and potential value of your case
  • No credit check or income validation needed to approve your request
  • You won’t need to repay the pre-settlement funding if you lose your lawsuit.

Our experts will need relevant information from you below and will contact your attorney to discuss your case.

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    What is the difference between pre-settlement funding and a loan?

    Pre-settlement funding, also known as a lawsuit loan, legal funding or a settlement advance, is an advance on your pending lawsuit settlement or award. Unlike traditional loans, the cash you receive will be based on the merits of your case, not your credit rating. Also, unlike a traditional loan, if your case is lost, you won’t have to pay back the pre-settlement advance you received from HMR.

    How does Pre-Settlement Funding work in California?

    Applying for pre-settlement funding in California is very simple and straightforward. Below are the simple steps:

    • Fill out the online request form above and provide the requested information
    • Our team will reach out to your attorney to discuss your case in more detail
    • We’ll make a decision within 24-48 hours based on the merits of your case
    • You can receive your money quickly through direct deposit, Western Union, by check or other means

    How can Pre-Settlement Funding help you?

    Once you receive your pre-settlement cash advance, you can use it for anything you need such as:

    • Paying for basic living expenses like monthly bills, housing and car payments
    • Covering medical expenses and medicine
    • Purchase groceries and gasoline

    Ultimately, getting a pre-settlement advance can help your attorney have the time they need to get you the justice you deserve, without your worrying about making ends meet in the meantime.

    Fault Laws in California

    California is a “pure comparative negligence” state. Under the system, the court allows accident victims to recover compensation for their injuries, even if they are 99% at-fault for the incident. However, the total compensation that may be recovered will be reduced by their percentage of fault.

    The degree to which you’re potentially at-fault in your accident will be taken into consideration when you apply for legal funding.

    The California Mandatory Liability Insurance Law

    In California, vehicle owners must have the following minimum amounts of liability auto insurance coverage:

    • $15,000 liability coverage for bodily injury or death, per person injured or killed in an accident.
    • $30,000 liability coverage for total bodily injury or death liability in an accident.

    Statute of Limitations in California

    According to California Code of Civil Procedure (CCP) 335.1, an action for personal injury shall be commenced within two (2) years from the date of the accident. Plaintiffs who file a case after the statute of limitations has expired have little chance of winning their case, even if they have suffered injuries through no fault of their own.

    Apply for Pre-Settlement Funding in California Today

    If you’ve been injured and are in need of financial assistance while your case is in motion, apply now for pre-settlement funding and our experienced team at HMR will contact you and your attorney to learn more about your case and how we can help you.






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      Last Updated: January 30, 2022