Joey James, a toxic tort lawyer with Bunch and James discusses how HMR helped his clients pay for desperately needed medical care while he fought for justice.

An estimated 1 in 3 adults with an established credit history — or 77 million people — are so far behind on their debts that their account has been put “in collections.” And statistics support that about half of these collection cases involve debt collectors seeking to collect on unpaid medical debt. This is a highly stressful situation that many plaintiffs in personal injury cases find themselves in.

HMR can help to keep medical debt collectors at bay by paying to purchase the plaintiff’s medical bills and even providing cash for living expenses as they recover from their accident. Plaintiffs who are injured often have no medical insurance or they may have limited funds to pay for the medical care they require. In other situations, they may have health insurance but high insurance deductibles cannot be afforded to pay or policy limits that are too low to provide desperately-needed medical care. We are personal injury medical funding experts and specialize in catastrophic cases, which many funding companies avoid.

Matt Powell of Matt Law discusses why he works with HMR on serious personal injury cases where his plaintiffs need medical care and cannot afford to pay for it before the case settles.

A better understanding of the seriousness of a TBI can help your client get the treatment they may need and the verdict they deserve.
Watch this past webinar with John Zacharias and his nationally renowned team at Advantage Healthcare Systems and learn about TBI identification and treatment options for your clients.

– TBI Assessment – Simple screening options
– Process and timeframes for evaluation, such as neurologist, then neuropsychologist
– Types of care; Day program, In-home and Telemedicine
– Early identification and better medical results

Here’s the catch 22: Jane is unable to pay for the medical care she may need; but because she cannot afford to seek medical treatment, she may not be able to prove the extent of her injuries in order for her attorney to fight for the fair settlement she deserves. That is a tough situation for someone who was injured at no fault of her own.

So what are Jane’s options?

This was a tough premises liability case where my client fell and struck his head on the hard floor sustaining a traumatic brain injury (TBI).

When I was first introduced to this client he was both irrational and suicidal. As a result of his most recent head trauma he was suffering from forgetfulness, his personality adversely changed as he was even more easily upset than usual. He was depressed all the time, his vision was blurred and he was very sensitive to light – therefore he was no longer able to umpire baseball games. He had a general feeling of worthlessness. His past medical records showed he attempted to hang himself years earlier so we knew he was of a fragile mental state…

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