In 2016, motorcyclists were 28 times more likely than passenger car occupants to die in a crash per vehicle mile traveled, and almost 5 times more likely to be injured. There are over 100,000 motorcycle accidents a year…When a motorcyclist wakes up in the hospital, their first question is often how they will pay for their medical bills. Many motorcyclists do not have health insurance. Many others are under-insured with insurance that doesn’t cover all of the post-hospital care they need. Still others have thin coverage with high deductibles, leaving them with huge out-of-pocket costs.
Injured motorcyclist suffered broken bones, internal organ damage, and a traumatic brain injury that put him in a coma for months, even though he was wearing a helmet. He was hospitalized for 14 months and is confined to a wheelchair and in need of 24-hour assistance for the rest of his life. He had no health insurance coverage for the treatment that his medical providers recommended. His medical providers agreed to treat him when HMR became involved.